Defined contribution retirement plan design is an opportunity too good to miss, says David Wray.
Two facts about retirement plans: (1) your plan is only beneficial if employees participate and (2) inertia is one of the biggest challenges to getting employees enrolled.
Over the last 10 years, it has been difficult to feel good about any 401(k) plan. The investment markets have had a volatile decade and returns have been negative, or minimal, at best.
Dr. Gregory Kasten, MD, CFP uses his medical background to improve retirement plan outcomes.